[vc_row full_width=”stretch_row” mobile_bg_img_hidden=”no” tablet_bg_img_hidden=”no” woodmart_parallax=”0″ woodmart_gradient_switch=”no” row_reverse_mobile=”0″ row_reverse_tablet=”0″ woodmart_disable_overflow=”0″][vc_column][woodmart_title woodmart_css_id=”6073fd3f7849a” title=”Available on purchases from $1–$1,500.” title_width=”100″ subtitle=”How it works.” title_font_size=”eyJwYXJhbV90eXBlIjoid29vZG1hcnRfcmVzcG9uc2l2ZV9zaXplIiwiY3NzX2FyZ3MiOnsiZm9udC1zaXplIjpbIiAud29vZG1hcnQtdGl0bGUtY29udGFpbmVyIl19LCJzZWxlY3Rvcl9pZCI6IjYwNzNmZDNmNzg0OWEiLCJkYXRhIjp7ImRlc2t0b3AiOiIyNXB4In19″ subtitle_font_size=”eyJwYXJhbV90eXBlIjoid29vZG1hcnRfcmVzcG9uc2l2ZV9zaXplIiwiY3NzX2FyZ3MiOnsiZm9udC1zaXplIjpbIiAudGl0bGUtc3VidGl0bGUiXX0sInNlbGVjdG9yX2lkIjoiNjA3M2ZkM2Y3ODQ5YSIsImRhdGEiOnsiZGVza3RvcCI6IjIwcHgifX0=”][vc_row_inner equal_height=”yes” content_placement=”middle” row_reverse_mobile=”0″ row_reverse_tablet=”0″][vc_column_inner width=”1/4″]
1. Shop
Shop for the things you want and need, choose Openpay at checkout.
2. Sign up
Create an Openpay account in a few simple steps.
3. Spread it
Pay your first instalment today, spread the rest over weekly or fortnightly instalments*.
4. Sit back
Enjoy your purchase right away. Your remaining payments will be taken automatically from your chosen card.
What you need to get started
[/vc_column_text][vc_row_inner equal_height=”yes” content_placement=”middle” row_reverse_mobile=”0″ row_reverse_tablet=”0″][vc_column_inner width=”1/3″]
Download the Openpay app today
Manage your account, balance, payments and plans, in the palm of your hand.
Openpay offers interest-free credit agreements, subject to eligibility criteria.
Fees apply for late payments, but are capped at $9.50 per plan. For more information and terms click here.
*Instalment amounts may differ by $0.01 due to rounding.
[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1618217838895{background-color: #f5f5f5 !important;}” mobile_bg_img_hidden=”no” tablet_bg_img_hidden=”no” woodmart_parallax=”0″ woodmart_gradient_switch=”no” row_reverse_mobile=”0″ row_reverse_tablet=”0″ woodmart_disable_overflow=”0″][vc_column width=”1/6″][/vc_column][vc_column width=”2/3″][vc_row_inner][vc_column_inner width=”2/3″][vc_column_text text_larger=”no”]
Spread the cost over 2–4 months. No interest. None.
[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][vc_single_image image=”7358″ img_size=”” parallax_scroll=”no” css=”.vc_custom_1618218230703{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}”][vc_column_text text_larger=”yes” css=”.vc_custom_1618218259481{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}”]
Buy now pay smater
[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/6″][/vc_column][/vc_row][vc_row][vc_column][vc_column_text text_larger=”no”]
Quick Questions
[/vc_column_text][vc_tta_accordion][vc_tta_section title=”How do I sign up and start shopping?” tab_id=”1618212546721-67a04173-8489″][vc_column_text text_larger=”no”]Sign up is easy! You can do it on the Openpay app, which you can download from the Apple App Store or the Google Play store, or sign up as you checkout with Openpay online.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Do you really charge no interest?” tab_id=”1618212546783-49e5b7f1-7720″][vc_column_text text_larger=”no”]Our plans are always interest free.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What about fees?” tab_id=”1618212773501-7b75df5d-56ee”][vc_column_text text_larger=”no”]Establishment fees and plan management fees may be applicable – these will be disclosed to you before your plan is finalised, as they vary from merchant to merchant. If a payment is not made by its scheduled date, a late fee of $9.50 will apply. These fees are also outlined in the email sent to you on confirmation of your purchase.
We understand that there are times when you may not be able to make a payment. Please contact Openpay on 1300 168 359 before your payment date to learn about your options to reschedule the payment and avoid late fees.
Learn more here.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How much can I spend with Openpay?” tab_id=”1618212814196-e63a97d8-d88e”][vc_column_text text_larger=”no”]The limit may vary from store to store. It also depends on your financial circumstances. If you’re having trouble placing an order with Openpay, try placing an order for a lower amount.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Can I apply for a higher limit?” tab_id=”1618213307114-1c920bc0-3e3e”][vc_column_text text_larger=”no”]
If you require more than your available spending limit, you can apply for a higher amount from the Openpay app. From the app homepage, simply tap ‘Get Pre-Approved for more’.
Our team will review the application, and if you have been pre-approved, you will soon receive a confirmation email with the details of your new limit.
Learn more here.
[/vc_column_text][/vc_tta_section][vc_tta_section title=”Can I open multiple Openpay plans?” tab_id=”1618213730559-4b3b9bbd-c371″][vc_column_text text_larger=”no”]Absolutely! You can open multiple plans for separate purchases, all plans are approved on a case by case basis. When you choose to pay with Openpay you will be told instantly if your plan has been approved.
Openpay is committed to responsible spending and lending, we consider a number of different factors before approving each plan.
[/vc_column_text][/vc_tta_section][vc_tta_section title=”Is Openpay safe & secure?” tab_id=”1618213811914-b559f627-9751″][vc_column_text text_larger=”no”]
Yes, protecting your information is very important to us. All card data is encrypted and we maintain stringent physical, electronic and procedural safeguards to protect your information.
View the Openpay privacy policy here.
[/vc_column_text][/vc_tta_section][vc_tta_section title=”Does Openpay perform a credit check?” tab_id=”1618213871622-b6820eb0-a0a1″][vc_column_text text_larger=”no”]Depending on the purchase amount you are making, you may be asked to consent to a credit check. In those instances, your consent will be clearly requested before a credit check is performed and your Openpay plan is created. Please note, this will lodge a credit check which may impact your credit score.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How do I make payments?” tab_id=”1618213908381-9777c31a-ad10″][vc_column_text text_larger=”no”]
We take payments automatically on your scheduled date. If you’d like to pay back earlier, you can do this free of charge via your Openpay account.
Learn more here.
[/vc_column_text][/vc_tta_section][vc_tta_section title=”When will my next payment be due?” tab_id=”1618213950094-8314d2d6-09cf”][vc_column_text text_larger=”no”]Our plans are made up of equal weekly or fortnightly instalments. Your first instalment is paid on the day at checkout, where you can then customise your second instalment date (up to 14 days later). All remaining instalments will come out a week or fortnight apart, as chosen by you. If you need to reschedule any payment dates, give us a call to learn about your options.[/vc_column_text][/vc_tta_section][vc_tta_section title=”I missed a payment, what should I do?” tab_id=”1618213988819-7bd79355-9c5d”][vc_column_text text_larger=”no”]No worries. You can manually make a payment on a late instalment via the Openpay app. You can also call us on 1300 168 159, or contact us via live chat to discuss your options.
Learn more here.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What if I want to return my purchase?” tab_id=”1618214025479-b96248f3-88d3″][vc_column_text text_larger=”no”]Full returns and partial refunds are available. Please return your goods to the merchant they were purchased, in line with the merchant’s returns policy. Once approved, you’ll receive a full or partial refund of any payments you’ve already made to us. All returns are subject to the merchant’s return policy.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][vc_column_text text_larger=”no”]Plan lengths vary by location. Openpay is available to approved applicants only.
Visit the Openpay website for more information, FAQs and T&Cs.[/vc_column_text][/vc_column][/vc_row]